Terms and Conditions for Financialfamilyvalues.com

1. Introduction: Welcome to Financial Family Values, a platform that offers coaching services, monthly membership, and a newsletter sign-up. These Terms and Conditions govern your use of our website and services. By accessing or using our website and services, you agree to be bound by these Terms and Conditions.

2. Services: Financial Family Values offers coaching services and a monthly membership for users seeking personal growth and development. The services are provided by Timothy Cortez and are subject to the terms and conditions set forth in this agreement.

3. Membership: To access our monthly membership services, you must sign up and provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password. You agree to notify us immediately of any unauthorized use of your account.

4. Payment: You agree to pay the fees associated with the services you purchase. All payments must be made through our website and in accordance with the payment terms specified. We reserve the right to change our fees at any time, but changes will not affect orders for which you have already paid.

5. Cancellation and Refund Policy: You may cancel your membership at any time. If you cancel within the first 30 days of your membership, you will receive a full refund. After the first 30 days, no refunds will be issued.

6. Intellectual Property: All content on our website, including text, images, and videos, is the property of Timothy Cortez and is protected by copyright laws. You may not use, copy, distribute, or reproduce any of the content without our written permission.

7. Disclaimer of Warranties: Financial Family Values provides the services and content on an "as is" and "as available" basis. We do not guarantee that the services or content will be uninterrupted, error-free, or free from viruses or other harmful components. You assume all risks associated with using the services and content.

8. Limitation of Liability: In no event shall Financial Family Values or its affiliates, directors, officers, employees, agents, or suppliers be liable for any damages, including but not limited to, indirect, consequential, special, or punitive damages arising out of or related to the use of our services or content, even if we have been advised of the possibility of such damages.

9. Governing Law: These Terms and Conditions are governed by and construed in accordance with the laws of the State of California and the United States of America. Any disputes arising out of or relating to these Terms and Conditions shall be resolved in the state or federal courts located in Clearlake, California.

10. Changes to Terms and Conditions: We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any changes means you accept and agree to the changes.

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you must not use our website or services.