Morning Rituals in Financial Success

How you start anything determines everything.

It's that early motivation, inspiration, and potential to seize the day that builds momentum.

Momentum is not something we can achieve instantly but build up with small steps.

The small steps are foundational and important to life achievement.

But no one is an athlete day 1. They learn breathing, technique, and grit to push their limits.

No one is an entrepreneur on day 1. They master sales, marketing, and resource management.

No one is an amazing singer, dancer, or runner at the start. We don't give up walking after the first fall.

The important start to any morning ritual is to understand focus.

• Don't focus on what's going wrong.

• Focus on what you can do right.

“You have power over your mind - not outside events. Realize this and you will find strength”

- Marcus Aurelius

This is what the philosophy of Stoicism teaches you.

It's not what happens to you but how you react to what happens to you.

Soon, it's not even that. It's how well you anticipate things.

Don't become a product of your environment.

Learn to become a product of your ambition.

Seize the day by taking control of your life.

• Control Your finances

• Build Intentional Systems

• Eliminate distractions with meditation

Control your Finances

To control your finances. You must master 3 things first.

• Your Time

• Your Beliefs

• Your Resources

We all have the same 24 hours in a day but some people find more success than others.

Why is that?

Some have the advantage of generational wealth.

Some have the disadvantage of generational trauma.

But success is not determined by the start or the end of our journey.

Its determined by the systems we put in each place. Your habits.

The habits we focus on compound into life achievement.

Tony Robbins turned his habit of feeding the unfortunate into millions of families.

Inspired by the man before him, Jim Rohn.

Jim Rohn turned his habit for speeches into a paid speaking position.

Jim Rohn being a leading authority on personal development and habits.

This being because he spoke as habit.

Your beliefs are the foundation for anything you do in life.

• How you talk.

• How you walk.

• How you move.

It's all determined by our purpose.

We are not born with purpose.

We pursue our purpose.

But how does one find a purpose?

You start by solving your own problems.

You are the ultimate resource of your life.

Prioritize your health, your wealth, yourself.

Build Intentional Systems

You can be both a student and a teacher.

• What you learn with time.

• You can teach others.

This makes you more valuable to others.

But understand this:

People don't pay you for your skills.

They pay you to solve their problems.

So focus on being the most valuable problem solver for yourself and the market.

Refine your financial goals, stay on top of the financial news, and budget your time.

As you get better, your goals get better.

They get SMART.

• Specific

• Measurable

• Achievable

• Relevant

• Time-Bound

Some people plan too big, some plan too small.

Make sure your goals are having an impact.

20% of your actions have 80% of an impact.

Once we feel proud enough of our achievement that it becomes news we want to spread. You're on the right track.

News is important to know what is going on out there but it's also important for us.

Our own news reveals our life achievements.

I suffered an episode of depression and focusing on what matters kicked me out of it.

This can give some an ego, but it's also healthy for your personal development.

Don't be afraid to be newsworthy for the right reasons.

Stay on top of the news of other achievers out there as well.

We learn from our environment.

But before we finish off this section about goals.

We need to talk about the systems to keep them specific and time bound.

This is where the Eisenhower Matrix and Eat the Frog methodology come in.

Mark Twain once said:

“If it's your job to eat a frog, it's best to do it first thing in the morning. And If it's your job to eat two frogs, it's best to eat the biggest one first.”

If something is important and urgent. You should do it as soon as possible.

If it's only important, you can schedule it.

If it's urgent but not important, delegate it.

If it's neither of these things, delete it now.

Using the Eisenhower Matrix, we can put all these goals and tasks into 4 areas.

Eliminate Distractions with Meditation

In a world where information overload is the norm, maintaining focus is akin to navigating a financial market during peak trading hours.

Distractions are the noise that can skew your decisions and derail your momentum.

This is where the practice of meditation becomes not just a luxury but a necessity in your morning ritual.

Why Meditation?

Meditation isn't about emptying your mind but rather about training it to focus where you want it to.

Here's how it ties into financial success:

• Clarity of Thought: Meditation enhances your ability to see through the clutter, providing clarity that's essential for making wise financial decisions. It's about seeing the forest for the trees, which is crucial when analyzing market trends or budgeting.

• Emotional Regulation: Financial markets are often driven by emotion. Meditation helps in regulating these emotions, preventing impulsive decisions based on fear or greed.

• Increased Productivity: By starting your day with meditation, you're clearing the mental slate, which means when you sit down to work on your financial goals, you're starting from a place of calm and focus rather than stress and distraction.

• Stress Reduction: Financial stress can lead to poor decision-making. Meditation reduces stress hormones, helping you approach your financial strategies with a cool head.

How to Integrate Meditation into Your Morning Ritual:

1. Choose a Quiet Time: The morning, before the day's distractions, is ideal. Even 5-10 minutes can make a significant difference.

2. Find a Comfortable Space: You don't need a special place; just a quiet corner where you won't be disturbed.

3. Simple Technique: Start with focused breathing. Breathe in deeply, hold for a moment, then exhale slowly. This focus on breath can be your anchor against wandering thoughts.

4. Mindfulness Meditation: Observe your thoughts without judgment. Let them pass like clouds. This practice will help when dealing with financial worries or market fluctuations.

5. Guided Meditations: If starting is hard, use guided meditations focusing on success, wealth, or productivity. Apps like Headspace or Calm offer financial success tracks.

6. Consistency Over Duration: It's not about how long you meditate but how regularly you do it. Make it a habit like reviewing your financial statements.

7. Understand Benefits for Financial Focus:

• Better Decision Making: With a clearer mind, your financial decisions will be more calculated and less reactive.

• Enhanced Creativity: Creativity in financial strategies can lead to innovative ways to save, invest, or make money.

• Improved Memory & Concentration: You'll remember financial details better, from stock prices to loan terms, which is crucial for effective financial management.

• Mindfulness in Spending: Being more aware can lead to more mindful spending, reducing unnecessary expenditures and increasing savings.

Incorporating meditation into your morning financial ritual isn't just about eliminating distractions; it's about enhancing every aspect of your mental toolkit for financial success.

Remember, the aim is not perfection but progress.

Each meditation session builds your mental muscle, making you more adept at handling the complexities of financial life with a calm, focused demeanor.

Conclusion

Thank you for taking the time to read my insights.

Control your finances, build Intentional systems, and eliminate distractions with meditation.

Progress over perfection!

Life is a journey, not a destination.

It's not what you get, it's who you become in this journey of life.

Take control of who that is.

Yours in digital success,

Timothy Cortez